Third party fire and theft insurance provides a fair level of cover: more than third party alone, but less than comprehensive insurance. It insures you against damage that you or any of your passengers cause to property (including vehicles) or people in a car accident. It does not cover injury to you or damage to your car, except if your car is stolen or damaged by fire. This insurance also covers any damage that was caused to people or property by a caravan or trailer attached to your car, but will not usually cover any damage to the caravan or trailer itself.

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