Comprehensive insurance is usually required for all vehicles valued at more than five thousand pounds and thus roughly seventy-five percent of all car insurance policies in the UK are fully comprehensive. However, terms and conditions and protection provided can vary significantly between providers. For example, some policies will include personal injury cover, while others will not. It is important to shop around when purchasing any policy; you need to know exactly what you will be covered for, and how much you are paying in exchange.

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