The top three reasons for claims made on caravan insurance are: theft of the caravan, accidental damage, and storm damage. Therefore, if you can show your insurer that you have taken measures to reduce the risk of these incidents, you are likely to get a reduced premium. For instance, fitting an electronic tracking device to your caravan so that it can be located in the event that it is stolen could reduce your premium by as much as fifteen percent. Similarly, if your static caravan is positioned on high ground and consequently at minimal risk of flood damage, your premium will be lower

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